With no health care and other medical benefits that their counterparts savor, self-employed and freelancers are out on the lurch. There is no safety score for the independent workforce, until Sarah Horowitz spear-headed an insurance program called Freelancers Union.
Sarah Horowitz may be the answer to non-insured’s prayer. A Modern York-based Freelancers Union fulfills many frustrating workforce’s attempts to acquire affordable insurance, and the Union recently announced its plans to open its own insurance company with the goal of offering a cheap system with good coverage.
A Cornell University graduate, Sarah Horowitz, is a former labor attorney and union organizer. Her goal is to form a union where freelancers with their collective power generate a group purchasing of insurance, resources and advocacy. The spectrum of services include health and dental coverage, disability, life insurance where rates are charged based on member needs, And many independent contractors are ever so grateful that Horowitz has championed their cause, and make a success of providing the insurance.
That’s the Enterprising Idea feature presented by Jim Lehrer on PBS News Hour tonight.
Started in 1995, is a national non-profit organization called Freelancers Union grew out of the America’s growing independent workforce accounting for about 30% of the entire workforce.
The insurance is a better option than COBRA (an insurance program for continued insurance after leaving employment, but this is relatively expensive). There are eligibility guidelines to be met, but once you’re in, there is no need to keep justifying the eligibility.
American corporations are cost cutting and increase flexibility and the resulting consequence is increased independent workforce. According to the Freelancers Union, the workforce includes “the segment of the labor force working outside of standard employment arrangements as independent contractors, temporary workers, contract workers, leased workers, part-time workers, on-call workers, day laborers, and the self-employed.”
The FAQ have answers to most questions regarding eligibility and information about the company.
To be eligible for insurance, the applicant must a) be an independent worker, b) be a U.S. resident, c) work in an eligible industry or occupation and d) having documentation showing 20 hours worked in the last 8 weeks or earned at least $10,000 in the last six months.
The eligible industries are limited but used to only cover one industry when they first started in 2001. The industries covered are: a) Arts, Design & Entertainment, b) Domestic Child Care Giver, c) Financial Services, d) Media & Advertising, f) Nonprofit, g) Skilled Computer User, h) Technology and i) Used or Alternative Health Care Provider. Over time, more benefits to cover more industries are added as negotiations continue with insurance carriers. A survey taken giving them suggestions helps them understand the needs of members that may have be able to cover and it also signs you up for the monthly e-newsletter for important notifications.
Not everyone in the independent workforce is eligible to participate in the Freelancers Union presently, however, for those who are eligible, it provides a safety acquire of insurance and other health insurance products that they never had. Freelancers Union continues to work to increase more eligible industries.
President Obama hopes to provide insurance opportunities for millions of Americans who are not covered and this company could be the wheel to commence the research, instead of trying to reinvent the wheel from scratch.
Source
Comments regarding Freelancers Union membership http://forums.macresource.com/read/1/703201
http://www.freelancersunion.org/
What is the Freelancers Union? http://www.sitepoint.com/blogs/2009/03/19/what-is-the-freelancer%25e2%2580%2599s-union-and-do-you-need-to-join/
http://www.pbs.org/now/shows/407/freelance-facts.html
PBS Benefits Denied http://www.pbs.org/now/shows/407/transcript.html; http://www.pbs.org/now/enterprisingideas/freelancers-union.html
http://en.wikipedia.org/wiki/Freelancers_Union
Filed under Automobile Insurance Wiki by on Dec 15th, 2010. Comment. 
In an act of generosity, American Idol host Ryan Seacrest has donated his paycheck for hosting American Idol’s second annual Idol Gives you Spine to the trigger, in accordance to Persons.com The show, which was taped Sunday, April 6, but will air on April 9 at seven:30 p.m ET/PT, will raise funds to benefit six charities, in accordance to Americanidol.com: The Children’s Defense Fund, Children’s Health Fund, The Global Fund, Make it Proper, Malaria No Much more, and Save the Kids
American Idol’s Idol Will provide Spine from 2007 raised more than $75 million, in accordance to RealityTVWorld.com, raising funds from votes, viewer donations, and donations from sponsors, which include Coca Cola, AT&T, Allstate, and Exxon Mobil In accordance to the Idol Provides you with Again entry in Wikipedia.com, notable guests on American Idol’s 2007 Idol Supplies Again occasion included Mark Anthony, Kevin Bacon, Jason Biggs, Blue Man Group, Jack Black, Bono, Michael Buble, Helena Bonham Carter, Tom Cruise, Matt Damon, Chris Daughtry, Sarah Michelle Gellar, Hugh grant, LeBron James, Chris Kattan, Keira Knightley, Lisa Kudro, Hugh Laurie, Rob Lowe, Joel and Benji Madden (of Excellent Charlotte), Madonna, Ewan McGregor, Parminder Nagra, Shaquille O’Neal, Gwyneth Paltrow, Dr Phil, David Schwimmer, Ben Stiller, and a pretty notable duet between Celine Dion and Elvis Presley, who were brought together on stage utilizing a method known as rotoscoping This year’s Idol Supplies Rear promises to be a a lot far more elaborate occasion than final year’s, such as visitor appearances from Robin Williams, Celine Dion, Forest Whitaker, Billy Crystal, Dane Cook, Kiefer Sutherland, Elliot Yamin, Fantasia, Bono, Brad Pitt, Reese Witherspoon, Miley Cyrus, Mariah Carey, Eli and Peyton Manning, Fergie, Chris Daughtry, Carrie Underwood, Snoop Dogg, Maroon 5, and others, says AmericanIdol.com.Like final yr, no contestants will be eliminated throughout the Idol Provides you with Back again occasion, on the other hand instead of votes rolling more than to the following week as it happened final yr, the elimination will occur the following night, April 10 Anybody inspired by Seacrest’s generosity can follow suit, making donations via a toll-totally free telephone number and on the net You can click here to uncover the page on the American Idol web site with donation directions Donations to American Idol’s Idol Will give Rear are tax deductible, and everybody who donates will receive a tax receipt A preview of American Idol’s 2008 Idol Provides you with Rear unique, as well as details about visitor appearances, visitor performances, and the six charities that will benefit from the occasion, can be discovered on line at www.americanidol.com/idolgivesback.Sources:
Kevin Winter, Ryan Seacrest Donates His Paycheck to Idol Will provide Back again, Persons.com Retrieved seven April 2008.
Idol Delivers Again 2008, AmericanIdol.com Retrieved seven April 2008.
Christopher Rocchio, Fox Announces Earlier ‘Idol Offers Back’ Begin, Reveals Beneficiaries RealityTVWorld.com, Retrieved seven April 2008.
Idol Will provide Spine, Wikipedia.org. Retrieved seven April 2008 .
Filed under Automobile Insurance Wiki by on Nov 10th, 2010. Comment.
